Find the perfect small business loan.

Over 50,000 business owners use our expert guides and verified reviews each month to secure funding.

Navigate business financing decisions with confidence.

verified reviews

Verified reviews

Read unbiased reviews verified by Smart Jill financial analysts to help you pick the right lender for your needs.

expert advice

Expert advice

Our editorial team of experienced lending advisors bring clarity to complex money decisions.

helpful resources

Helpful resources

Read curated guides focused on helping founders grow, manage, and increase revenue in their businesses.

as seen on

Explore your small business loan options.

There’s a loan for all your specific business needs. We break down the complexities so you can apply for the right lender for funding.

Business Line of Credit

Get working capital for day-to-day business expenses at a low cost. Interest rates as low as 8%.

Term Loan

Flexible financing option that gives you a fixed amount of capital at a fixed interest rate. Most common source of funding.

Equipment Financing

For purchasing new or used equipment, tools, vehicles, appliances, and even computers for your business.

Invoice Financing

Don’t want to wait for customers to pay you? Get up to 100% value of your unpaid invoices upfront from a lender with invoice factoring.

Merchant Cash Advance

Exchange a percentage of your future sales for working capital to bridge gaps in cash flow.

Startup Loan

Get funding for a new business that generates some revenue without losing equity to a traditional VC or angel investor.

Business Acquisition Loan

Found a company you’d like to acquire? An acquisition loan provides the capital to buy and grow another business.

SBA Loan

Backed by the federal Small Business Administration, get funding from an SBA-approved lender at a low APR.

Create a lender or broker profile.

Apply to be listed on Smart Jill. Our analysts will review your financial product offerings and put your company in front of 50,000+ small business owners looking for funding each month.

Get Listed